Previously Known As : Franklin India Savings Fund
Franklin India Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 6
Rating
Growth Option 04-12-2025
NAV ₹51.58(R) +0.02% ₹53.33(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.52% 7.47% 6.02% 6.43% 6.76%
Direct 7.68% 7.64% 6.19% 6.6% 6.96%
Benchmark
SIP (XIRR) Regular 6.98% 7.45% 6.15% 6.13% 6.39%
Direct 7.15% 7.61% 6.31% 6.3% 6.57%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.96 19.16 0.75 6.31% 0.17
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.34% 0.0% 0.0% 0.1 0.19%
Fund AUM As on: 30/06/2025 3361 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Aditya Birla Sun Life Money Manager Fund 2
Nippon India Money Market Fund 3
Axis Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Franklin India Money Market Fund Retail Option - Daily - IDCW 10.1
0.0000
0.0000%
Franklin India Money Market Fund Retail Option - Direct - Daily - IDCW 10.11
0.0000
0.0000%
Franklin India Money Market Fund Retail Option - Monthly - IDCW 10.52
0.0000
0.0200%
Franklin India Money Market Fund Retail Option - Direct - Monthly - IDCW 10.93
0.0000
0.0200%
Franklin India Money Market Fund Retail Option - Quarterly - IDCW 11.19
0.0000
0.0200%
Franklin India Money Market Fund Retail Option - Direct - Quarterly - IDCW 11.74
0.0000
0.0200%
Franklin India Money Market Fund - Growth Option 51.58
0.0100
0.0200%
Franklin India Money Market Fund - Direct - Growth 53.33
0.0100
0.0200%

Review Date: 04-12-2025

Beginning of Analysis

In the Money Market Fund category, Franklin India Money Market Fund is the 7th ranked fund. The category has total 20 funds. The 4 star rating shows a very good past performance of the Franklin India Money Market Fund in Money Market Fund. The fund has a Jensen Alpha of 6.31% which is higher than the category average of 6.08%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.96 which is higher than the category average of 4.44.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Franklin India Money Market Fund Return Analysis

  • The fund has given a return of 0.5%, 1.52 and 3.13 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.53% and 3.16% respectively.
  • Franklin India Money Market Fund has given a return of 7.68% in last one year. In the same period the Money Market Fund category average return was 7.56%.
  • The fund has given a return of 7.64% in last three years and ranked 7.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.52%.
  • The fund has given a return of 6.19% in last five years and ranked 11th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.2%.
  • The fund has given a return of 6.96% in last ten years and ranked 3rd out of 11 funds in the category. In the same period the category average return was 6.75%.
  • The fund has given a SIP return of 7.15% in last one year whereas category average SIP return is 7.09%. The fund one year return rank in the category is 8th in 22 funds
  • The fund has SIP return of 7.61% in last three years and ranks 6th in 21 funds. Tata Money Market Fund has given the highest SIP return (7.74%) in the category in last three years.
  • The fund has SIP return of 6.31% in last five years whereas category average SIP return is 6.29%.

Franklin India Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.34 and semi deviation of 0.19. The category average standard deviation is 0.32 and semi deviation is 0.18.
  • The fund has a beta of 0.15 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48
    0.47
    		0.41 | 0.49 7 | 22 Good
    3M Return % 1.48
    1.45
    		1.26 | 1.52 11 | 22 Good
    6M Return % 3.05
    3.00
    		2.58 | 3.13 10 | 22 Good
    1Y Return % 7.52
    7.22
    		6.39 | 7.56 2 | 22 Very Good
    3Y Return % 7.47
    7.18
    		6.35 | 7.57 7 | 21 Good
    5Y Return % 6.02
    5.86
    		4.99 | 6.22 8 | 16 Good
    7Y Return % 6.43
    6.26
    		5.21 | 6.63 7 | 13 Good
    10Y Return % 6.76
    6.43
    		5.62 | 6.84 2 | 11 Very Good
    15Y Return % 7.48
    7.23
    		6.53 | 7.60 5 | 11 Good
    1Y SIP Return % 6.98
    6.75
    		5.93 | 7.06 5 | 22 Very Good
    3Y SIP Return % 7.45
    7.17
    		6.38 | 7.52 6 | 21 Very Good
    5Y SIP Return % 6.15
    5.98
    		5.10 | 6.29 8 | 16 Good
    7Y SIP Return % 6.13
    5.96
    		5.07 | 6.30 7 | 13 Good
    10Y SIP Return % 6.39
    6.17
    		5.27 | 6.55 6 | 11 Good
    15Y SIP Return % 6.73
    6.57
    		5.66 | 7.04 6 | 11 Good
    Standard Deviation 0.34
    0.32
    		0.27 | 0.34 20 | 20 Poor
    Semi Deviation 0.19
    0.18
    		0.16 | 0.21 16 | 20 Poor
    Sharpe Ratio 4.96
    4.44
    		2.15 | 5.72 9 | 20 Good
    Sterling Ratio 0.75
    0.72
    		0.64 | 0.76 7 | 20 Good
    Sortino Ratio 19.16
    14.62
    		1.89 | 30.07 7 | 20 Good
    Jensen Alpha % 6.31
    6.08
    		5.27 | 6.41 7 | 20 Good
    Treynor Ratio 0.17
    0.16
    		0.07 | 0.21 8 | 20 Good
    Modigliani Square Measure % 15.79
    16.37
    		14.02 | 19.28 15 | 20 Average
    Alpha % -0.54
    -0.84
    		-1.60 | -0.43 7 | 20 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50 0.49 0.47 | 0.51 12 | 22 Good
    3M Return % 1.52 1.53 1.48 | 1.56 14 | 22 Average
    6M Return % 3.13 3.16 3.08 | 3.24 18 | 22 Average
    1Y Return % 7.68 7.56 7.14 | 7.75 4 | 22 Very Good
    3Y Return % 7.64 7.52 6.77 | 7.80 7 | 21 Good
    5Y Return % 6.19 6.20 5.90 | 6.45 11 | 16 Average
    7Y Return % 6.60 6.61 6.25 | 7.42 7 | 13 Good
    10Y Return % 6.96 6.75 6.15 | 7.01 3 | 11 Very Good
    1Y SIP Return % 7.15 7.09 6.85 | 7.26 8 | 22 Good
    3Y SIP Return % 7.61 7.50 6.83 | 7.74 6 | 21 Very Good
    5Y SIP Return % 6.31 6.29 6.11 | 6.50 10 | 16 Average
    7Y SIP Return % 6.30 6.30 6.08 | 6.52 7 | 13 Good
    10Y SIP Return % 6.57 6.49 6.21 | 6.68 6 | 11 Good
    Standard Deviation 0.34 0.32 0.27 | 0.34 20 | 20 Poor
    Semi Deviation 0.19 0.18 0.16 | 0.21 16 | 20 Poor
    Sharpe Ratio 4.96 4.44 2.15 | 5.72 9 | 20 Good
    Sterling Ratio 0.75 0.72 0.64 | 0.76 7 | 20 Good
    Sortino Ratio 19.16 14.62 1.89 | 30.07 7 | 20 Good
    Jensen Alpha % 6.31 6.08 5.27 | 6.41 7 | 20 Good
    Treynor Ratio 0.17 0.16 0.07 | 0.21 8 | 20 Good
    Modigliani Square Measure % 15.79 16.37 14.02 | 19.28 15 | 20 Average
    Alpha % -0.54 -0.84 -1.60 | -0.43 7 | 20 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Money Market Fund NAV Regular Growth Franklin India Money Market Fund NAV Direct Growth
    04-12-2025 51.5806 53.3306
    03-12-2025 51.5751 53.3248
    02-12-2025 51.569 53.3181
    01-12-2025 51.5616 53.3104
    28-11-2025 51.5415 53.2888
    27-11-2025 51.5336 53.2805
    26-11-2025 51.5244 53.2708
    25-11-2025 51.5155 53.2613
    24-11-2025 51.504 53.2492
    21-11-2025 51.48 53.2237
    20-11-2025 51.4722 53.2154
    19-11-2025 51.4645 53.2072
    18-11-2025 51.4547 53.1969
    17-11-2025 51.4444 53.186
    14-11-2025 51.4201 53.1602
    13-11-2025 51.4127 53.1523
    12-11-2025 51.4039 53.143
    11-11-2025 51.3921 53.1305
    10-11-2025 51.3839 53.1218
    07-11-2025 51.3585 53.0948
    06-11-2025 51.3495 53.0853
    04-11-2025 51.3331 53.0678

    Fund Launch Date: 21/Jan/2002
    Fund Category: Money Market Fund
    Investment Objective: To provide income and liquidity consistentwith the prudent risk from a portfoliocomprising of money market instruments.
    Fund Description: An open ended debt scheme investing inmoney market instruments
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.